Michael And Susan Dell Pledge $6.25 Billion To Support Trump Accounts For 25 Million Children

Washington, D.C. — In one of the largest private philanthropic commitments in U.S. history, Dell Technologies founder Michael Dell and his wife Susan Dell have pledged $6.25 billion to support the federal government’s new child-savings program known as Trump Accounts.

The announcement was made during an event at the White House, where the Dells appeared alongside President Donald Trump to outline how the funds will be used to expand access to long-term savings for millions of American children.

What the Pledge Does

The Dell family’s donation will provide $250 each to 25 million children aged 10 and under, particularly those born before 2025, who are not eligible for the government’s $1,000 seed deposit.

The contribution aims to ensure that children from low- and middle-income families also receive an initial financial boost when the Trump Accounts program launches nationwide in July 2026.

About Trump Accounts

Trump Accounts are government-backed investment savings accounts for all children under 18 in the United States.
Funds deposited into these accounts are required to be invested in low-cost U.S. stock market index funds, allowing balances to grow over time through compounding.

Key features:

$1,000 government deposit for children born 2025–2028
Up to $5,000 in yearly contributions from parents, relatives or employers
Money locked until age 18
Can be used for education, homeownership, business creation or long-term savings

The accounts are designed to give children a financial foundation from birth, reduce wealth inequality, and promote early investment habits.

Why This Matters

Michael and Susan Dell said their pledge was an investment in the country’s next generation and a way to expand opportunity for families who may not have access to savings or long-term investments.

Economists note that the plan has the potential to reshape wealth-building for millions of children — though its long-term impact will depend on account participation rates and future market performance.

What Happens Next

Trump Accounts officially open July 4, 2026
Parents will need to file IRS Form 4547 to register their child
Government and Dell-funded seed contributions will be added automatically for eligible children

With the Dell family’s historic pledge, the program now covers an even larger share of American children, making it one of the biggest public-private savings initiatives launched in the U.S.

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