New Delhi: Young Indians are buying homes earlier than ever before. A recent survey shows that the average age of home buyers in India has fallen from 38 to 34 years in the last six years.
Around 74% of homes sold in the country were purchased by people below 35 years of age. Out of them, 32% buyers were under 25 years old. This clearly shows that Millennials and Gen Z are leading the housing market.
The survey, conducted by a home loan platform, was based on responses from 23,000 people across India.
Why Are Young People Buying Homes Early?
Earlier, families preferred to save money first and then buy a house. But now, many young professionals are choosing to buy homes soon after getting a job.
Easy home loan availability and faster digital loan processing have made it simpler for young buyers. However, most of them still prefer trusted and well-established financial institutions for loans.
Income Details of Buyers
The survey also revealed income trends:
31% earn above ₹50 lakh annually
29% earn up to ₹5 lakh
20% earn between ₹5–10 lakh
7% earn between ₹11–20 lakh
4% earn between ₹21–35 lakh
9% earn between ₹36–40 lakh
High-income earners are ready to spend up to 50% of their yearly income on home EMIs.
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Gender Participation
91% of buyers under 35 are men
9% are women
However, women’s participation in property buying is steadily rising. In 2024, women accounted for 1.29 lakh residential property transactions in major cities, which made up 14% of total housing deals in those cities.
Also Read: Daily Morning Brief | February 19, 2026
A Major Shift in Home Buying Trends
The report highlights a big change in India’s housing market. Young professionals are no longer waiting for years to save. Instead, they are entering the property market early, supported by easy loan options and growing income levels.
Gen Z are not only shaping governments and leading social movements across the world, but they are also focusing on long-term financial security and building stable futures through smart investments like home ownership.
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